Welcome to the Caffeine & Cash Flow Podcast with Financial Advisor Michael Schulte of WestPac Wealth Partners.
Are taxes, market volatility, inflation and other risks draining YOUR energy and YOUR portfolio? If you need help planning how to tackle these financial headwinds, then this is the show for you!
If you’re worried about the volatility and how you’re invested, now might be the time to step back and reassess your strategies to ensure we are adequately prepared for whatever the market throws our way.
Tariffs are back in the headlines—and so is market volatility. But is this a reason to panic or just another chapter in a long financial story?
You’ve heard the term “diversification” countless times—but are you actually doing it right?
March Madness is here, and just like filling out a bracket, picking individual stocks can feel like a thrilling gamble. But the odds of winning big are slim. In fact, history shows that most stock picks, like most brackets, end up busted.
Today we’re going to piggyback of our conversation in the last episode by focusing in on recency bias and show you how the concept plays itself out among investors.
Michael will highlight the most common cognitive biases that he sees from people, which is a topic that could reshape how you approach your financial decisions.
The bond market has been sending mixed signals lately. Since September, we’ve seen a rare divergence: while the Fed cut its policy rate by 100 basis points, long-term Treasury yields have risen by the same amount.
There are times when, as your advisor, I must point out that things we might have taken for granted in the past, like assuming the S&P 500 index is automatically a good diversification of your money and use it as a litmus test to compare how we are doing in your portfolio, is not actually holding up. On its face a basket of 500 stocks would seem to be the definition of diversification. But it’s not. Not right now.
This won’t be the most exotic blog post you will ever read, but stick with me here. If you own whole life insurance or are considering purchasing whole life insurance, then you want to read this article.
Michael Schulte is a Financial Advisor and Certified Business Exit Planner at WestPac Wealth Partners. He earned his bachelor’s degree in finance from UNLV and started his financial services practice in 2012.
Michael strives to help families and business owners make smart financial decisions so they can live on their own terms the rest of their life regardless of what life events and opportunities come their way. Ultimately, Michael wants to help make sure you can live The American Dream today and into the future.
QUESTIONS FOR MICHAEL?
Check the background of your financial professional on FINRA’s BrokerCheck. Copyright 2023 Caffeine & Cash Flow Podcast. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information. Michael Schulte is an investment advisor representative and certified exit planner with WestPac Wealth Partners, located at 330 South Center Street, Suite 344, Casper, Wyoming 82601. The podcast is for informational purposes only. Individual risks and investment objectives must be reviewed prior to making any recommendations. Podcasts are for informational purposes only. Any guest speakers and their firms are not affiliated with or endorsed by PAS, Guardian, or WestPac Wealth Partners and opinions stated are their own. Guardian, its subsidiaries, agents, and employees do not provide tax, legal or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Michael is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 5 Centerpointe Dr Suite 150, Lake Oswego, OR 97035, 503-207-4550. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. WestPac Wealth Partners is not an affiliate or subsidiary of PAS or Guardian. 7409782.1 Exp. 12/26. Terms of use. Online Privacy Policy. Important Disclosures.
